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Chase Sapphire Preferred Review

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If you love to travel and earn points along the way, read on!

I’ve used the Chase Sapphire Preferred since 2016 and highly recommend it.

In this post, I’ll cover its benefits, rewards, and limitations.


table of contents

༚ The Breakdown of Chase Sapphire Preferred

Benefits
Points and Rewards
Redeeming Your Points
Annual Fee
Eligibility Requirements
Drawbacks and Limitations
Customer Service

༚ FAQ

༚ Final Thoughts


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Q: Is it worth getting the Chase Sapphire Preferred card?

A: It depends on your spending habits and travel frequency. If you frequently travel internationally (let’s say a couple times a year) and want to avoid foreign transaction fees, this card is an excellent beginner option. However, if you rarely travel, other credit cards may be better suited for your lifestyle within the United States.

Q: What are the disadvantages of the Chase Sapphire Preferred card?

A:

  • ANNUAL FEE
    The $95 annual fee may feel steep for users who don’t take advantage of the card’s benefits.

  • HIGH APR
    The variable APR (20.74%–27.74%) can be costly if you carry a balance. Paying off your balance monthly is crucial to avoid high-interest charges.

Q: Does the Chase Sapphire Preferred card include lounge access?

A: No, the Preferred card doesn’t include lounge access. For lounge access, consider upgrading to the Chase Sapphire Reserve card, which it also offers Priority Pass membership.

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The Chase Sapphire Preferred card is a fantastic choice for those starting their travel rewards journey. With an affordable $95 annual fee and an array of benefits like great travel protections, excellent customer service, and a generous sign-up bonus, it’s a card that truly delivers value for semi-frequent travelers.

Ready to take your travel game to the next level?

Click the button below to apply for the Chase Sapphire Preferred card today and earn incredible rewards. Plus, if you use my referral link, we’ll both earn bonus points to put toward our next adventures!

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Last Updated: 01.02.2025